Putting your financial needs first is my job. Many of my clients are serious about managing their money responsibly in order to achieve their financial goals. Working together, we design a sound, disciplined plan to help meet your changing financial needs.
Life Cycle Financial Planning... offers professional planning services to individuals
- Comprehensive Financial Planning
- Financial Position
- Risk Management
- Investment Planning
- Tax Planning
- Retirement Planning
- Estate Planning
- Tax Return Preparation
- Portfolio Design and Management
- Extensive selection of investment and insurance solutions
- Individual retirement accounts, self-employment plans. IRA rollovers
Comprehensive personal financial planning, including risk management, taxes, retirement, estate preservation, investments and portfolio management. Integrated small business planning including transition and continuity planning, retirement plan set up and management consulting.
Life Cycle Financial Planning... offers professional planning services to small business owners
- Retirement plan evaluation and set up
- Accounting system set up, period end review and adjusting entries
- Cash flow and profitability analysis
- Strategic planning and budgeting
- Transition and business continuity planning
- Tax Planning and tax preparation
- Employee training and education
Licensing and Training Comprehensive training in financial planning and products. All licenses and registrations required to transact business, including Registered Investment Advisor registration and state insurance licenses.
Compensation for Services Planning and consulting services are provided on a negotiable flat fee or hourly rate basis and are collected when work commences or billed on a monthly basis. Fees for investment advisory services are calculated on the value of the client’s account and range from 1% to 3% annually, depending on the level of service. These fees are collected quarterly from client accounts in accordance with client agreements. Insurance services incidental to the planning process are compensated by the carrier on a commission basis. There are no material agency or employment relationships or conflicts of interest.
Confidentiality All information, recommendations and advice furnished by the advisor to clients under agreement shall be regarded as confidential by clients, and for use only with respect to accounts. Advisor agrees to keep in strict confidence all information concerning client affairs, except as disclosure may be required by law. Custodian and brokerage services provided by T.D. Ameritrade Institutional Services, Inc. Member SIPC/FINRA To Contact me by Email click the link below.
